Our verdict
Miquido is a mobile-first software house in Kraków, Poland, that has added AI credit scoring, generative AI courseware, and AI features to the apps it builds for companies such as TUI, Orlen, and Dolby. Outside listings put it at about $50 to $99 an hour with projects starting around $25,000, the same band as 10Clouds and DataRoot Labs. It is a good choice for a consumer-facing company that wants a large mobile and AI team with a long client list, and less suited to a buyer who wants a pure machine learning research shop.
The right buyer
- Banks, lenders, and fintechs that want AI inside a customer app. Miquido built an AI credit scoring and loan origination system for Nextbank that it says has processed more than 500 million loan applications with 97% prediction accuracy (homepage).
- Consumer brands with large mobile audiences. Its portfolio includes the Orlen mFlota fleet app with more than 100,000 active users and a TUI travel app with more than 1 million Google Play downloads (homepage).
- Teams that want a quick generative AI prototype. Its site offers a generative AI demo in two days and a full product in four weeks, and its Nolej case built courseware generation on large language models (homepage).
- Companies that want a vendor of several hundred people. The homepage reports more than 200 experts and more than 250 digital products delivered (homepage).
Reasons to look elsewhere
- About 70% of its 2026 revenue comes from mobile work, so AI is one part of a broader app business (Miquido press release).
- Buyers on a tight budget can find lower rates. Outside listings put it at about $50 to $99 an hour and a $25,000 minimum project, against about $25 to $49 at Uptech and Intuz (GoodFirms profile).
- Leadership changed in September 2026, when Piotr Dzwonnik took over day-to-day leadership from founder Krzysztof Kogutkiewicz (Miquido press release).
- Two client reviews describe senior developers being moved off a project and early staffing problems (see the client reviews below).
Miquido, At A High Level
Miquido is a software house that designs and builds mobile apps, web platforms, and AI features for large consumer brands and financial companies. Its press office says its platforms are used by more than 100 million people, and its client list runs from TUI and Skyscanner to Universal Music and Warner Music (Miquido press release).
- Founded in 2011 in Kraków, Poland, with its office at Zabłocie 43a (homepage).
- Reports more than 200 experts and more than 250 digital products delivered, with 9 in 10 projects coming from referrals (homepage).
- Annual revenue is an estimated $13 million to $18 million.
- Lists services in mobile strategy, mobile and web development, cloud services, and AI, including generative AI products (homepage).
- Says it spent the past year rebuilding its delivery model around AI before naming a new chief executive in September 2026 (Miquido press release).
Scores by criterion
We scored Miquido on eight weighted criteria from its case studies, press releases, client reviews, and outside listings. Independent evidence scores highest because it has a large body of client reviews; commercial clarity scores lowest because it publishes no prices.
| Criterion | Weight | Score | Basis |
|---|---|---|---|
| Production track record | 20% | 7.5 | A credit scoring system for Nextbank with 500 million loan applications processed, plus large consumer apps for Orlen, TUI, and Play. |
| Technical depth | 15% | 7.0 | Mobile, web, and cloud engineering with AI credit scoring and large language model courseware; few published details on model work. |
| Industry depth | 10% | 7.5 | Repeated work in banking, telecom, travel, energy, and music. |
| Delivery model and handoff | 15% | 7.5 | More than 200 staff, a two-day generative AI demo offer, and long client relationships, with some reviews noting staffing changes. |
| Commercial clarity | 10% | 6.5 | No published rates; outside listings show about $50 to $99 an hour and a $25,000 minimum. |
| Platform independence | 10% | 7.0 | Builds on several clouds and partnered with the French cloud provider Scaleway in 2026; no single model vendor focus. |
| Stability and scale | 10% | 7.5 | Operating since 2011 with more than 200 staff and estimated revenue of $13 million to $18 million; new CEO in September 2026. |
| Independent evidence | 10% | 8.0 | An average of 4.9 out of 5 across 51 client reviews, plus named testimonials from Dolby. |
| Overall | 100% | 7.3 | Weighted average |
Where Miquido fits
Miquido is used by banks, telecoms, travel companies, and media brands that want a customer app with AI features built by one team. It is best for consumer-facing mobile products, AI credit scoring, and quick generative AI prototypes. On price it is in the middle of the firms we review, at about $50 to $99 an hour. Its closest competitors here are other Polish software houses: 10Clouds for fintech AI agents, Netguru for large product teams, and Monterail for product design and AI apps.
| Need | Fit | Why |
|---|---|---|
| A consumer mobile app with AI features | Strong | More than 250 products delivered, with consumer apps for TUI, Orlen, and Play. |
| AI credit scoring or lending decisions | Strong | The Nextbank system processed more than 500 million loan applications. |
| A quick generative AI prototype | Good | A two-day demo and four-week product offer, and the Nolej courseware case. |
| Research-heavy custom model work | Weak | Few published details on model training or evaluation. |
What clients and leaders say
Written client reviews and a named testimonial praise Miquido’s mobile knowledge, and two reviews describe staffing problems.
“Their deep knowledge of mobile development and attention to future trends have really impressed us.”
“We’ve had to deal with the removal of our senior developers twice.”
“There were a couple of resourcing challenges in the beginning.”
Who leads Miquido
Piotr Dzwonnik became chief executive in September 2026. Founder Krzysztof Kogutkiewicz stays with the company and focuses on long-term strategy (Miquido press release).
Sources (8)
- Miquido: homepage
- Miquido: portfolio
- Miquido: Dolby On case study
- Miquido: A New Chapter Starts Today: Miquido Names Piotr Dzwonnik as CEO (September 2026)
- Miquido: enterprise mobile strategy press release (2026)
- Miquido: Miquido and Scaleway partnership
- GoodFirms: Miquido profile
- Growjo: Miquido revenue estimate